Flex Global Banking — USD & Multi-Currency Accounts + Yield

Global Banking

Hold balances in 32 local currencies, each with its own local account number, and pay vendors abroad directly on local networks. No fees. No minimums. No middleman banks. Move money fast like an institution.

One platform. Every banking need.

Institutional USD Accounts

Hold and move dollars with institutional precision. Flex powers ambitious businesses with USD accounts engineered for global scale: send Wires/ACH in as little as seconds, settle cross-border same day, and command your liquidity from a single financial home built to move at the speed of the opportunities in front of you. Business banking accounts are eligible for FDIC insurance1.

Multi-currency accounts

Operate like a local in every market you enter. Flex multi-currency accounts in 32 currencies give you account details in the currencies your customers, suppliers, and teams actually use, so you can collect, hold, and pay without forced conversions or international wire delays. Your global financial home.

Multicurrency accounts are global business accounts, powered by Airwallex US, LLC.

Stablecoins for 24/7/365 payments*

Hold dollars as stablecoins and move them anywhere in the world in as little as seconds. Flex gives you a USD stablecoin account that settles around the clock, with no correspondent-banking maze, no bank holidays, and no waiting days for wires to clear. Pay suppliers, contractors, and teams across roughly 170 countries, exchange dollars one-to-one, and manage stablecoin and fiat obligations side by side in the same platform that runs your banking, cards, and books, all reconciled automatically.

#### Global Treasury and
Investment Solutions*

Put your idle cash to work without putting it out of reach. Flex Invest turns the dollars sitting in your account into a managed source of return, with solutions tailored to how your business actually holds liquidity, whether that's operating cash you need on hand this week or reserves you can set aside for the quarter ahead. Earn competitive yield on balances across your account, keep full visibility over every position from a single dashboard, and move money back into operations the moment you need it, all without leaving the financial home that already runs your banking, credit, and payments.

Flex Invest is not a broker-dealer or investment adviser. Products are not FDIC-insured, not bank guaranteed, and subject to investment risk including loss of principal.

### Banking that speaks 
every currency you do

Finally, a single financial home, for every asset.

³ Institutional Business Banking Accounts are provided by Column N.A.

⁴ Multi-Currency  Accounts are provided by Airwallex

Spend your dollars on corporate cards globally

Earn rewards, control employee expenses, and bring your personal* cards into the same financial home that manages everything else.

*Coming soon.

2 Flexbase Technologies, Inc. (“Flex”) is a financial technology company, not an FDIC-insured bank. Flex Business Banking Account and banking services provided by Column N.A., Member FDIC. The Flex Business Reward Card is a Visa® charge card issued by Column N.A. pursuant to a license from Visa. Business Reward Card purchases may be eligible for rewards. See Flex Terms of Service.

1 Enhanced FDIC Insurance: Flexbase Technologies, Inc. is a financial technology company, not an FDIC-insured depository institution. FDIC deposit insurance covers the failure of an insured depository institution. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Deposits in Flex Business Banking accounts are FDIC-insured through Column N.A., Member FDIC and Column’s Sweep Program Network Banks _.