# Pay Fast. Pay Low Fees.   Pay Globally to 180+ Countries.

Send and receive global payments with speed, ease, transparency, and no hidden fees.

## FX & Transfers

### Low 1% Foreign Exchange Rate.   On Every Transaction.

### Free to Use. Transparent FX Rates. Lightning Fast Payments.

### Transparent Pricing & FX Rates.

Unlike traditional banks, Flex eliminates hidden fees. Enjoy:

- $0 wire transfer fees for payments in USD.
- A competitive 1% foreign exchange rate on every transaction.

## Coming Soon

### Send More to Save More.

Save more when you transfer over $100,000 USD per month. Whether it's a single large transfer or multiple transactions, you'll unlock lower fees and maximize your savings.

### Send Payments to 180+ Countries.

With Flex, effortlessly send payments to businesses in 180+ countries. Streamline international transactions and expand your reach with fast, secure, and cost-effective global transfers.

### Easy Payment Approvals.

Approve payments directly from the Flex mobile app, giving you real-time control and visibility over your business finances. No more delays – manage your cash flow with ease, anytime, anywhere.

### Onboard Global Vendors. For Free.

Use Flex’s free automated AP system to seamlessly onboard global vendors with zero hassle. Set up international recipients effortlessly and pay them anytime, anywhere — without extra costs.

### Transact in 32 Currencies Natively.

Sending money abroad? Transact like you live there. Flex supports transactions in up to 32 currencies through the SWIFT network, making global payments faster than ever.

### Free USD to USD Transactions with Zero FX.

Send USD internationally, including to China, with zero fees — no hidden FX charges, no surprises. Enjoy transparent, cost-free transfers and keep more of your money where it belongs.

### Batch Hundreds of Payments, Globally.

Easily manage global payouts with no-code batch transfers, sending payments to up to 1,000 recipients across countries, currencies, and transfer methods in one go. Simplify workflows with intuitive templates. Just download, fill in, upload, and send. No coding, just seamless transactions.

### Receive USD payments from 180+ countries.

Transact globally in seconds. Send and receive funds faster, from anywhere in the world. Enjoy seamless international transactions, low fees, and complete control — right from your Flex app.

### What Owners Are Saying About Flex:

> “We chose Flex for its flexible payment options, generous credit limits, and valuable cashback rewards. Its easy expense tracking and reliable customer service set it apart, making it the perfect fit for managing cash flow and enhancing financial efficiency.”  
**Karl Spektor,** President, Mod Partners  
> “When we signed up for Flex, we were looking for a solution that offered generous cashback and elevated customer support. Flex has exceeded our expectations by delivering both, allowing us to focus on growing our business.”  
**Joey Levy,** CEO  
> “We needed a banking partner who would be there when we needed them, and Flex delivered. Their customer success team is always available—even on weekends—to ensure we’re taken care of.”  
**Gary Davis,** CEO  
> “I had challenges sending international wires using Fidelity, but with Flex I was able to fire off all my wires to a variety of countries with no issues whatsoever. It felt light years ahead!”  
**Kash Dhuna,** Managing Partner

## Frequently Asked Questions

- **How much does Flex charge for international payments?**\  
Flex offers $0 wire transfer fees for payments in local currencies and a low 1% foreign exchange rate – with no hidden fees.
- **Which currencies does Flex support?**\  
Flex supports 32 currencies including USD, CAD, CNY, EUR, INR, MXN, SAR, AED, and GBP — as well as payments across 180+ countries.
- **Is it easy to onboard international vendors?**\  
Absolutely! Flex's automated AP system makes it simple to set up and onboard any of the international vendors you have to pay. You'll be up and running in no time with our intuitive system.
- **How does Flex ensure cost transparency for global payments?**\  
Flex provides upfront, transparent pricing with competitive FX rates.
- **How long do international payments take with Flex?**\  
Most international payments, including USD and foreign currency transfers, are processed within 2 to 9 business days. For domestic transfers, Flex offers free same-day ACH and wire options.