Pricing | Flex
Free for Every Business Owner.
Streamline cashflow and maximize savings — all in one free sophisticated platform.
Banking & Financial Management
Simplify Financial Management. Scale Without Limits.
$0/ Month
High-Yield Business Banking & Financial Management
Includes:
- Interest-bearing business checking account
- Free
- Unlimited physical and virtual cards
- Free
- Built-in expense management
- Free
- Automated accounting integrations
- Free
- Same-day ACH transfers
- Free
- Domestic wire transfers
- Free
- International wire transfers
- 1% Currency Fee
- Net-60 on all purchases
- Free
- Flexible credit limits
- Included
- 24/7 concierge customer support
- Included
- Automated fraud protection
- Included
- FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Up to $3M*
Coming Soon.
Best for high-spending clients.
Pay Less. Get Much More.
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The Others
- Expense Management
- ACH transfers
- Business checking
- Wire transfers
- Rewards & Cash Back¹
- Unlimited virtual cards
- Automated accounting integrations
- Vendor payments
- Fraud protection
- Flexible credit limits
- Net-60 terms on purchases
- 24/7 Support
- FDIC insurance available for funds on deposit through Thread Bank, Member FDIC
Frequently Asked Questions
- What does Flex cost?
Flex is free to set up and use. - What are the terms of Flex’s 0% interest rate?
Streamline cash flow with net-60 on all purchases made by your business. 0% interest applies if the full balance is paid within the 60-day grace period. Interest applies when the full balance is not paid within the 60-day grace period. - How much interest do I earn on my deposits?
Flex customers earn up to 2.47% APY** interest on your cash on hand, so you can more easily meet your profit objectives.
Are my deposits insured?
Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program here and a list of program banks here.
- How does Flex make money?
Flex generates revenue primarily through your use of the Flex Card. Each time you make a purchase, merchants pay a small interchange fee. - Are all virtual employee cards free?
Yes. Flex offers unlimited employee cards to banking customers. Once issued, you can set spend limits, control access, and implement approval workflows — right from your Flex app.
Flex Banking & Financial Management