# Stablecoins: 24/7/365

Dollars that move at the speed of the internet, not the speed of banks.

- 170+ countries
- USDC/USDT institutional non-custodial wallets
- Spend on Visa Cards globally
- USD, GBP, EUR Virtual Accounts
- Personal and Business

## The same dollar.   Available in 170 countries.

Stablecoins gave the dollar a new operating system, and Flex puts it to work for your ambitions. Hold your balance in USD-backed stablecoins and move it anywhere in the world in seconds, around the clock, with no correspondent-banking maze, no bank holidays, and no waiting days for a wire to clear.

Pay suppliers, contractors, and teams across 170 countries, and exchange dollars one-to-one with no spread, so a dollar in is always a dollar out.

Where consumer crypto cards stop at spending, Flex integrates every financial infrastructure piece you need in one place.

## One account.   Four problems solved.

### Hold digital dollars

Your balance lives as digital dollars in a non-custodial wallet under your control.

Named virtual bank accounts in local currencies in your name.

### Send and receive payments

Move dollars to or from any wallet, exchange, or bank, anywhere in the world, 24 hours a day. Using local rails like SEPA, Pix, ACH, FedNow, and more.

### On/Off Ramps

Send and receive USDC and USDT anywhere in the world in the same workflows that run your cards, bills, and accounting. At minimal fees.

### Spend with the Flex Global Card

Visa charge cards for your stablecoins. Transact your USDC/USDT at 200 million merchants supporting Visa.

### Banking that speaks 
every currency you do

Finally, a single financial home, for every asset.

- Institutional USD Accounts
- Multi-Currency Accounts (32 Currencies)
- Stablecoins (USDC/USDT)
- High Yield Treasury and Investment Products

### Three steps.  No crypto knowledge required.

## 1

Open

We verify your business and identity. A non-custodial wallet is provisioned under your verified business identity.

## 2

Fund

Send stablecoins from any external wallet, pull funds from a linked exchange, or transfer dollars by ACH or wire.

## 3

Hold, send, or spend

Move dollars on chain in seconds or use the Flex Global Card at any Visa merchant.