The financial home for business owners globally

Flex manages every transaction, from business revenue to your personal* spend, so you can optimize your whole life in one seamless platform.

Built for the business owner with boundless ambition

Global

Business

Personal

Most financial platforms were designed for one entity, one jurisdiction, one currency. Flex is designed for the reality of how ambitious businesses actually operate: paying a supplier in Germany this week, receiving revenue from a customer in Singapore next week, and running payroll in the US the week after that.

Flex brings together four products under one platform: Global Banking for local-currency accounts and cross-border payments, stablecoins for a dollar account that moves anywhere in as little as seconds, the Flex Reward Card for business spend with no credit check, and Flex Capital for revenue-based financing. Each product works independently. Together, they form a complete financial operating layer for the internationally operating business owner.

See what Flex products are available where you operate

Availability subject to change. Personal products coming soon.

Where are you based?  (If business, pick your country of incorporation)

Private credit solutions for compounding ambition

Realize your vision for growth with the financial home built for the ambitious. With deep expertise in holistic underwriting across 20+ industries ambitious businesses operate in globally, Flex provides customized liquidity, working capital, and financing solutions so you can access the funding you need, wherever in the world you do business.

¹Flex is a financial technology company and is not a bank. The Flex Business Credit Card is issued by Lead Bank. Fees and T&C apply.

Net60 Credit Card1

Accounts Payable Financing

Revenue Based Financing

Business Lines of Credit

Personal Lines of Credit*

Accounts Receivable Financing

Scaling businesses

Generational businesses operating at scale with complex financial needs and operations.

The multinational operator

For businesses operating across multiple countries, Flex consolidates financial operations onto a single platform. Be it that you operate your US entity from abroad, or manage multiple entities across multiple geographies. Manage one vendor directory, run one approval workflow, and operate from a single source of truth.

The cross-border payments business

Your business has entities in two or more countries. Consolidating your financial operations under one platform, one vendor directory, one approval workflow, matters. You're currently managing multiple banking relationships across jurisdictions to accomplish what Flex does in one place.

The internet native operator

You sell globally, you source globally, and you need a financial platform that moves as fast as your inventory decisions.

Your business already operates globally. Your financial platform should too.

Flex is built for the most ambitious business owners. One platform, wherever your business takes you.

*Coming soon

Flexbase Technologies, Inc. (“Flex”) is a financial technology company, not a bank. Flex Business Banking and banking services provided by Column N.A., Member FDIC. The Flex Business Reward Card is a Visa® charge card issued by Column, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Payment of account balance is due in full daily. See Flex Terms of Service.

Payment Services: Payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. For details about Airwallex’s regulatory status, customer service, and how to make a complaint, see here. For some U.S. customers, Airwallex partners with Evolve Bank & Trust (member FDIC) to provide payment services.

Flex Capital refers to financing products offered by Flexbase Technologies, Inc. Financing may be structured as a loan or as a purchase of future receivables, depending on the product and the applicant's eligibility. Financing is subject to approval. Availability, terms, and conditions may vary by product, applicant, and state.

Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Business Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. and is only available to eligible commercial entities. Fees and terms and conditions apply. Applicants are subject to eligibility requirements.

Bill Pay Later is a product of Flexbase Technologies, Inc. and is subject to eligibility and approval. Availability may vary by state, and not all applicants will qualify. Program limits are determined at approval and may vary by customer. Fees, terms, and conditions apply.